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Leigh Russell Leigh Russell

Five Strategies for Deciding When to File For Social Security

Waiting until age 70 to file for Social Security retirement benefits is one of the most effective ways to reduce the risk that you’ll run out of money in your later years. But in some instances, filing for benefits at your full retirement age (FRA) or even earlier could provide more financial security for you and your family. And some retirees may find that filing early will significantly improve their quality of life.

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Leigh Russell Leigh Russell

Seeking Student-Loan Relief?  Here Are 6 Options to Consider.

For the 43.2 million student-loan borrowers owing a collective $1.6 trillion, holding out for broad-based forgiveness from the government may not be the wisest strategy. It has already been shot down by the courts and even smaller-scale efforts to resurrect the plan are ripe for challenge.

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