Upon turning the age of 65, most Americans have three options for health insurance: (1) Medicare, (2) Medicare plus supplemental coverage for medical expenses not covered by Medicare, and (3) Medicare Advantage which is a variety of managed-care plans.

At the beginning of the pandemic, I made several predictions. I have been wrong about every one. None of my predictions were more wrong than on the real estate market.

With the current auto chip shortages and the world-wide broken supply chains both caused by the ongoing pandemic that shows no signs of ever-ending…has there ever been an odder time to buy OR sell a vehicle?

With the ongoing pandemic, greater numbers of people are either retiring or changing jobs. Many of these people in flux are making rollovers from their 401(k)s to their own individual retirement accounts.

Currently, our top marginal income tax rate is 37% (subject to change). The top rate on long-term capital gains is 23.8% which includes 3.8% of Net Investment Income Tax (NIIT).

Now that the holidays are over, we at Bradstreet & Company want to thank you for another year of great relationships and meaningful friendships, and hope you have a joyous and prosperous new year.