What's in store for 2011 and 2012 | Dissecting the Healthcare Bill - Part 2 of 4 | Tax Tip of the Week | No. 47

Last week we looked at the changes this bill created for 2010.  This week we highlight the changes for 2011 and 2012.2011 Highlights

  • A new national employee-funded long-term care benefit known as the “Community Living Assistance Services and Supports Act” (CLASS Act).  Estimated monthly premium of $120 for a $50/day benefit
  • The value of employer provided group health coverage to be reported on each employee’s W2
  • Distributions of proceeds from HRAs, FSAs and HSAs will no longer be non-taxable for over-the counter medications.
  • Any distributions from HSAs and MSAs for non-medical expenses will have an additional 20% penalty tax (currently 10% for HSAs and 15% for MSAs
  • Brand-name drug manufacturers and importers will pay an added $2.5 billion in annual taxes

2012 Highlights

  • Employers must provide a Summary Plan Description (SPD) of group policies to all employees
  • A new tax of $2/covered individual will be assessed to all those covered by self-insured health plans.
  • Payors (including all corporations) will need to issue 1099s to report all payments of $600 or more for goods and services purchased.

Next week we will look at this “1099 Nightmare” in more detail.Questions or comments? In Dayton, call 937-436-3133 and in Xenia, call 937-372-3504. Or visit our web site.Rick Prewitt - the guy behind TTW...until next week.

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A Compliance Nightmare for Small Businesses | Tax Tip of the Week | Dissecting the Healthcare Bill - Part 3 of 4 | No. 48

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What you need to know for 2010 - Dissecting the Healthcare Bill - Part 1 of 4 | Tax Tip of the Week | No. 46